Homeowners insurance gives you solid financial protection when the unexpected strikes.
Because life is unpredictable, home insurance offers peace of mind even in the worst of times. With all of life’s responsibilities, why give yourself another thing to worry about?
Sign up for homeowners insurance today.
Home insurance is available to and needed by anyone who owns a home. It insures the physical structure and everything located inside of it.
Nearly 95 percent of Americans have homeowners insurance for a reason: it offers unparalleled financial protection at an affordable cost.
While home insurance is not mandated by state or federal law, it is typically required to qualify for a mortgage.
A: 95% of Americans have Homeowners Insurance
B: 5% of Americans do not have Homeowners Insurance
Most standard policies include these four types of coverage:
The cost to repair or rebuild your house.
Damage or destruction to possessions like furniture, clothes and sports equipment even those stored off-premises.
Liability claims for bodily injury or property damage caused to others by you, your family members or your pets.
Living expenses if you are temporarily unable to reside in your home after an insured disaster.
Depending on your needs, there are various levels of coverage available.
From hurricanes to nor’easters, there’s always the potential for something to go wrong. Home insurance covers the damage that results from most types of adverse conditions, except floods, earthquakes or routine wear and tear.