Homeowners Insurance

Homeowners insurance gives you solid financial protection when the unexpected strikes.

Because life is unpredictable, home insurance offers peace of mind even in the worst of times. With all of life’s responsibilities, why give yourself another thing to worry about?

Sign up for homeowners insurance today.

What is Homeowners Insurance?

Home insurance is available to and needed by anyone who owns a home. It insures the physical structure and everything located inside of it.

Nearly 95 percent of Americans have homeowners insurance for a reason: it offers unparalleled financial protection at an affordable cost.

While home insurance is not mandated by state or federal law, it is typically required to qualify for a mortgage.

  • A

  • B

A: 95% of Americans have Homeowners Insurance

B: 5% of Americans do not have Homeowners Insurance

What does it Cover?

Most standard policies include these four types of coverage:

Home Insurance

The cost to repair or rebuild your house.

Homeowners Insurance New York

Damage or destruction to possessions like furniture, clothes and sports equipment even those stored off-premises.

Homeowners Insurance Online New York

Liability claims for bodily injury or property damage caused to others by you, your family members or your pets.

Quote Sheep Homeowners insurance

Living expenses if you are temporarily unable to reside in your home after an insured disaster.

Depending on your needs, there are various levels of coverage available.

Types of Insurable Incidents

From hurricanes to nor’easters, there’s always the potential for something to go wrong. Home insurance covers the damage that results from most types of adverse conditions, except floods, earthquakes or routine wear and tear.

Acts of Nature

Fire Home Insurance


Property Insurance


Property Damage


Acts of Man

Burglary Homeowners Insurance


Personal Injury Insurance


Home and Auto Insurance


Without homeowners insurance, the reality is you could be living one unfortunate event away from financial ruin.

Are insurance worries costing you precious sleep? You can always count on QuoteSheep.

Get a free quote right now and rest easy.