Co Op Insurance

As a Co Op owner, you may live with a false sense of security. You may think your association provides all the insurance coverage you need. But, this couldn’t be further from the truth. Without Co Op Insurance, you are missing an extra layer of financial protection that could one day save you a lot of money.

What is Co Op Insurance?

Co Op associations typically have insurance coverage for their property’s common areas, such as the hallways, elevators, the basement and the roof. But, these types of policies only insure the building, not individual units.

Co Op Insurance is a type of coverage that insures just about anything that may go wrong inside the personal spaces of a cooperative. Co Op owners, who sustain damages to things like their belongings, appliances and fixtures, benefit from being enrolled in this type of coverage.

For example, if a storm breaks windows and damages carpets, your insurance company may reimburse you to fix them. Or, if a guest slips and falls on your kitchen floor, it may also cover your personal liability.

What does it Cover?

Burglary Homeowners Insurance

Theft

Fire Home Insurance

Fire

Smoke is covered under Condo Insurance

Smoke damage

Property Insurance

Lightning

Windstorm or hail coverage for Co Op Insurance

Windstorm or hail

Condo Insurance covers explosions

Explosions

Co Op Insurance covers limited water damage

Limited water damage

Home and Auto Insurance

Vandalism

Co Op Insurance for Personal Liability

Personal liability

Condo Insurance covers Freezing Pipes

Freezing pipes

Damage to the property belonging to other residents

Damage to the property belonging to other residents

It’s possible to receive insurance protection from all these potential problems today for a lot less than you may think.

Coverages start at just a few dollars a day. Sign up for Co Op Insurance today to prevent unnecessary financial losses associated with incidents beyond your control, including any repairs, renovations or upgrades made to your property.

Get a free quote right now and rest easy.